Insights | KSG Advisory

Research Themes

A Focused Agenda for Governance Research.

These are intended fields of inquiry, not article listings, publication commitments or completed research.

Questions KSG may examine

Where should ownership and decision authority sit?
When do approval and escalation structures clarify responsibility?

01
Ownership and Authority
How accountability, formal responsibilities, delegated powers, challenge and escalation work across teams and organisations.
Questions KSG may examine
- Where should ownership and decision authority sit?
- When do approval and escalation structures clarify responsibility?
02
Evidence quality
How the source, relevance and limitations of information affect investment, change and executive judgement.
Questions KSG may examine
- What evidence is sufficient for the judgement required?
- How should fact, judgement, assumption and uncertainty be communicated?
03
Technology risk acceptance
How Ownership, Authority, Evidence and remaining uncertainty inform whether technology risk is accepted, addressed or escalated.
Questions KSG may examine
- What makes risk acceptance explicit and informed?
- Who has authority to accept the remaining exposure?
04
Resilience implications
How system design and supplier choices affect important services, dependencies, disruption and recovery.
Questions KSG may examine
- Which important services depend on the choice?
- How should resilience implications inform investment and risk?
05
Major-incident Review
How incidents and experience can improve future governance, Risk and Resilience arrangements.
Questions KSG may examine
- What changed in the governance context?
- How should learning alter future practice?
06
Executive technology reporting
How reporting can focus attention on evidence, exposure and consequence rather than activity alone.
Questions KSG may examine
- Which information is material to executives and boards?
- How should uncertainty and residual risk be expressed?

External Sources

Current Intelligence

Selected publications and developments from authoritative external sources, filtered against KSG’s research themes. Inclusion does not constitute endorsement, client advice, legal or regulatory guidance, audit, certification or formal assurance.

Last successful update: 3 November 2026 at 13:48

6 of 6 configured sources available

External source

Financial Conduct Authority

29 October 2026

Press Releases

FCA stops HTX's crypto promotions

The FCA has secured High Court undertakings to ensure that HTX (formerly Huobi), a global crypto exchange, will not knowingly promote cryptoasset services unlawfully to UK consumers. The FCA took legal action against HTX in October 2025 for breaking UK financial promotion rules. HTX had failed repeatedly to engage with…

AI and Emerging Technology Governance

View original publication

External source

Bank of England

26 October 2026

Publication

Artificial intelligence in UK financial services - 2026

The Bank of England and Financial Conduct Authority conducted a fourth survey of artificial intelligence and machine learning in UK financial services.

Ownership and Authority
AI and Emerging Technology Governance

View original publication

External source

Bank of England

22 October 2026

News

Regulators unveil plans to simplify Senior Manager and Certification Regime

The number of financial services roles required to face enhanced checks from regulators will fall significantly under proposals that will support growth.

Ownership and Authority

View original publication

External source

Bank of England / Prudential Regulation Authority

22 October 2026

Consultation paper

CP14/26 – Review of the Senior Managers and Certification Regime (SM&CR) – Phase 2

Consultation paper 14/26

Ownership and Authority

View original publication

External source

Bank of England

9 October 2026

News

CMORG holds sector-wide cloud outage simulation exercise

The Cross-Market Operational Resilience Group (CMORG) yesterday (8 October 2026) completed its biennial simulation exercise, known as SIMEX26, focused this year on a global cloud services disruption.

Operational Resilience
Cloud Adoption

View original publication

External source

Bank of England

14 August 2026

Publication

Outsourcing and competition in the banking sector: the rise of Cloud Service Providers

Staff working papers set out research in progress by our staff, with the aim of encouraging comments and debate.

Third-Party Technology
Cloud Adoption

View original publication

External source

Bank of England

5 August 2026

News

Artificial Intelligence Consortium minutes – June 2026

The Artificial Intelligence Consortium (AIC) aims to provide a platform for public-private engagement to further dialogue on the capabilities, development, deployment, use, and potential risks of artificial intelligence (AI) in UK financial services.

AI and Emerging Technology Governance

View original publication

External source

Bank of England / Prudential Regulation Authority

18 May 2026

Prudential regulation publication

Letter from David Bailey, Charlotte Gerken and Rebecca Jackson on the prudential treatment of tokenised assets, stablecoins, and other cryptoasset exposures

Letter to Chief Executive Officers of all banks and designated investment firms.

AI and Emerging Technology Governance

View original publication

External source

Bank of England

14 May 2026

Speech

Operational resilience in a rapidly changing world − speech by Liz Oakes

Given at the KPMG and Fitch Ratings London Banking Summit

Operational Resilience

View original publication

External source

Bank of England / Prudential Regulation Authority

22 April 2026

Policy statement

PS12/26 – Review of the Senior Managers and Certification Regime (SM&CR) − Phase 1

Policy statement 12/26

Ownership and Authority

View original publication

Current Areas of Investigation

Questions Being Developed Into Future Research.

KSG maintains a focused pipeline of research questions arising from changes in technology, regulation and operating practice. Inclusion indicates an active area of enquiry, not a publication commitment or concluded KSG position.

01
Decision Ownership in AI Governance
Active enquiry
How should accountability and approval authority work when AI systems influence significant technology or business outcomes?
02
Executive Technology Risk Acceptance
Active enquiry
What evidence, challenge and authority should support an executive decision to accept significant technology risk?
03
Evidence Quality in Cloud Transformation
Active enquiry
How can leaders distinguish useful decision evidence from large volumes of technical information, optimistic assumptions and incomplete assurance?
04
Technology Architecture Decision Records
Active enquiry
How should important architecture decisions retain ownership, rationale, dependencies, risk and expected outcomes over time?
05
Operational Resilience Metrics
Active enquiry
Which measures genuinely help executives judge resilience, rather than merely report activity, compliance or recovery capability?

Further Context

See the KSG Decision Capability System Behind the Research Agenda.

Explore KDCS

A Focused Agenda for Governance Research.

01 Ownership and AuthorityHow accountability, formal responsibilities, delegated powers, challenge and escalation work across teams and organisations.−Close details

02 Evidence qualityHow the source, relevance and limitations of information affect investment, change and executive judgement.+Show details

03 Technology risk acceptanceHow Ownership, Authority, Evidence and remaining uncertainty inform whether technology risk is accepted, addressed or escalated.+Show details

04 Resilience implicationsHow system design and supplier choices affect important services, dependencies, disruption and recovery.+Show details

05 Major-incident ReviewHow incidents and experience can improve future governance, Risk and Resilience arrangements.+Show details

06 Executive technology reportingHow reporting can focus attention on evidence, exposure and consequence rather than activity alone.+Show details

Ownership and Authority

Evidence quality

Technology risk acceptance

Resilience implications

Major-incident Review

Executive technology reporting

Current Intelligence

FCA stops HTX's crypto promotions

Artificial intelligence in UK financial services - 2026

Regulators unveil plans to simplify Senior Manager and Certification Regime

CP14/26 – Review of the Senior Managers and Certification Regime (SM&CR) – Phase 2

CMORG holds sector-wide cloud outage simulation exercise

Outsourcing and competition in the banking sector: the rise of Cloud Service Providers

Artificial Intelligence Consortium minutes – June 2026

Letter from David Bailey, Charlotte Gerken and Rebecca Jackson on the prudential treatment of tokenised assets, stablecoins, and other cryptoasset exposures

Operational resilience in a rapidly changing world − speech by Liz Oakes

PS12/26 – Review of the Senior Managers and Certification Regime (SM&CR) − Phase 1

Questions Being Developed Into Future Research.

01 Decision Ownership in AI GovernanceActive enquiry+Show details

02 Executive Technology Risk AcceptanceActive enquiry+Show details

03 Evidence Quality in Cloud TransformationActive enquiry+Show details

04 Technology Architecture Decision RecordsActive enquiry+Show details

05 Operational Resilience MetricsActive enquiry+Show details

Decision Ownership in AI Governance

Executive Technology Risk Acceptance

Evidence Quality in Cloud Transformation

Technology Architecture Decision Records

Operational Resilience Metrics

See the KSG Decision Capability System Behind the Research Agenda.